Home Service HMO Finance

HMO Finance

  • Get flexible HMO funding with Money Pilot — fast approvals, low rates, and tailored options for multi-occupancy properties and professional landlords.

Match With Lenders Today

inFund Logo
Together Logo
Avamore Logo
inFund Logo
HMO Finance with Money Pilot

Tailored Lending for Shared Housing Investors

Money Pilot simplifies HMO finance with access to 200+ lenders offering specialist rates for licensed and unlicensed multi-let properties.

We compare, negotiate, and finalise your deal fast so cash flow never stalls.

Find My Funding How It Works

1 Hour

Average Response Time

5 Star

Custom Rating

10 Days

Average Loan Completion

200 +

Approved Lenders

Why Choose Us?

Match in Seconds

Speed

Instantly match with specialist lenders that are pre-qualified and ready to fund your plans.

How are we so fast?
...
Full Range of UK Lenders

Access

Our system gives you access to thousands of products from over 200 lenders, ensuring you the best-value finance solution

See our lenders
...
Live Chat Support

Support

Monitor your enquiry in real-time, while receiving specialist support from our expert team of advisors.

Speak to our team
...

HMO finance funds properties let to multiple tenants under one roof, often valued as investments rather than standard homes.

  • Funding for small and large HMOs
  • Bridge-to-HMO conversion loans
  • High LTV options for experienced landlords
  • Fast digital application process
  • UK-wide support and advice

Money Pilot helps landlords expand safely and profitably.

Find My Funding Get in Touch

Our expert team understands the complexities of multi-occupancy investments.

  • Compare 200+ HMO lenders
  • No hidden charges or broker fees
  • Flexible terms for refurb and conversion
  • Quick valuation and decision turnaround
  • End-to-end digital support

We make high-yield investments simpler and faster.

Find My Funding Get in Touch

HMO loans are ideal for conversions or expansion of multi-tenant homes.

  • Purchase and convert properties
  • Refinance stabilised HMOs
  • Fund licensing and compliance costs
  • Scale through higher rental yields
  • Improve cash flow and equity release

Money Pilot supports landlords in unlocking maximum returns.

Find My Funding Get in Touch

Connect with 200 Lenders

How Does it Work?

Submit Enquiry

Complete a fast but in-depth overview of your finance requirements to allow our powerful matching engine to source the right lenders for you.

Connect

Engage directly with lenders in real-time, with our friendly advisors always on hand to guide you through every step of the funding journey.

Apply

Track your enquiry in real-time and seamlessly move to application— all in one place—getting you to your funds faster and with less hassle.

Together, We Simplify HMO Funding

At Money Pilot, we connect HMO investors with lenders who understand licensing, multi-let cashflows, and valuation nuances. Our platform brings transparent options, tailored leverage, and clear conditions.

From conversion to refinance, we help you execute faster and scale sustainably.

Residential Investment Finance

Provide Finance instantly puts your enquiry in front of hundreds of specialist lenders who are ready to match your loan criteria, for:

Bridging Finance
Specialist HMO Finance
Buy-To-Let Mortgages
JV & Equity Finance
Mezzanine Finance
Mixed-Use Property Finance
Portfolio Finance
Property Development

What Our Clients Say

"Cutting-edge technology backed by a team of financial experts. Our platform is a one-stop solution for anyone seeking instant and guaranteed lending options."

- Adam Tyler C.E.O

"The advantage of its Latin origin and the relative meaninglessness of Lorum Ipsum is that the text does not attract attention to itself or distract the viewer's attention from the layout."

- Anil Tyler C.E.O
Faq’s

Frequently Asked Questions

It funds shared houses and multi-tenant properties where standard mortgages don’t apply.

Licensing varies by council; we help find lenders comfortable with your status and plans.

Yes — bridge-to-HMO and refurb facilities are available with staged drawdowns.

Typically 1–25 years depending on project type and exit strategy.

Slightly, due to complexity; we compare 200+ lenders to find best value.

No — Money Pilot is 100% transparent and broker-fee free.

Get in Touch

Speak with our experts today and discover your best
options—no upfront fees, no obligations.

Get In Touch Find My Funding